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Mastercard Agent Pay

Industryspecificationcore entry

Verified 2026-10-14. Status as of 2026-10-14. All entries.

Seams: S3

Status

Commercial programme of Mastercard for agent-initiated payments, described on its framework page (read in a browser on 2026-10-14; first read 2026-10-02). Page metadata: datePublished 2025-10-14, dateModified 2025-11-04. The page introduces the Mastercard Agent Pay Acceptance Framework: registration and verification of agents before they transact with agentic tokens, Web Bot Auth at the content delivery network (CDN) layer, and a Dynamic Token Verification Code, an agentic token formatted for standard card payment fields, submitted in existing checkout forms. The page refers to developer.mastercard.com for use cases; that site was not read.

Relevance

The framework page (a Mastercard statement) says "By implementing the emerging Web Bot Auth standard (as outlined in the framework) at the Content Delivery Network (CDN) layer, merchants can verify agent authenticity", and that "we’ve partnered with Cloudflare to support Web Bot Auth in Mastercard Agent Pay". Mastercard is the maintainer of Verifiable Intent (see verifiable-intent).

Committed next

None declared in the sources read.

Boundary

not found in the framework page (read in a browser on 2026-10-14)

Sources

Overlaps

IETF Web Bot Auth (webbotauth WG), KYAPay (Skyfire), Verifiable Intent

Neighbours in the map

Neighbours of Mastercard Agent Pay in the map Each circle is an entry of the map and links to its page; the colour is the kind of body behind it, a filled circle is a core entry and a dashed circle a context entry. The entry in the middle, with the entries it overlaps and the entries named by the same seams. Overlaps (5)Share a seam (10)IETF Web Bot Auth (webbotauth WG) (IETF, core)IETF Web Bot Auth FIDO Alliance agentic authentication and payments work (Industry, context)FIDO Alliance agentic a… KYAPay (Skyfire) (Industry, core)KYAPay Verifiable Intent (Industry, core)Verifiable Intent Visa Trusted Agent Protocol (TAP) (Industry, core)Visa Trusted Agent Prot… W3C Agentic Web Working Group (draft charter) (W3C, core)W3C Agentic Web Working… S3 WebMCP (Draft Community Group Report, Web Machine Learning CG) (W3C, context)WebMCP S3 IETF agentproto (Agent Communication Protocols WG) (IETF, core)IETF agentproto S3 x402 (Linux Foundation, core)x402 S3 Browser vendor positions on WebMCP (WebKit, Mozilla, Chrome, Edge) (Independent, core)Browser vendor position… S3 OpenID Foundation AuthZEN Working Group (agent authorization drafts AARP and COAZ) (Independent, context)OpenID Foundation AuthZ… S3 Agentic Commerce Protocol (ACP) (Industry, core)Agentic Commerce Protoc… S3 Personal Agent Consent & Trust Protocol (PACT), published by Decagon with Instinct (Industry, core)Personal Agent Consent… S3 Personal Agent Protocol (PAP, "Poppy"), published by Sierra with Meta (Industry, core)Personal Agent Protocol S3 Universal Commerce Protocol (UCP) (Industry, core)Universal Commerce Prot… S3 Mastercard Agent Pay

Solid lines: overlaps declared by one of the two entries. Dashed lines, coloured by seam: entries named by the same seam (S1 to S4) in the seams note. Every node is a link.

Evidence and coverage

Read
Framework page in full, read in a browser on 2026-10-14 (title "Agentic token framework: Driving trusted AI transactions | Mastercard Europe"; first read 2026-10-02); FIDO release of 2026-04-28 (2026-10-03); Verifiable Intent README (2026-10-02).
Not read
Three Mastercard pages of 2026 (Agent Pay for Machines, trust and intelligence services, Verifiable Intent).